Things are evolving very fast and even the banking sector is not left out, despite the increase in mobile making activity, a few people still choose to live in the dark where they queue just to collect money, transfer funds or check their bank’s account balance either using an ATM or in the bank. We are in a time where mobile banking has made Banking a lot easier, why then will you want to slow things down when you can do things in a flash. There isn’t a need to spend hours in the queue for some banking transactions that can be carried out directly on your mobile device without leaving your comfort zone. Such transaction includes checking of bank account balance, recharging mobile phone via bank account, transferring money to another bank and more. Today, I’ll have to show you all bank transfer codes (USSD) to transfer money from your bank account to another bank directly on your mobile phone. Let’s dive right into it.
All USSD Bank Transfer Codes (Summary)
List of All USSD Bank Transfer Codes – How To Transfer Money Via Mobile Phone in Nigeria
1. Access Bank
Access Bank USSD Money Transfer Code
Here’s how to transfer money from Access bank to another bank, follow the steps below;
To transfer to Access Account: Dial 9011AmountAccountNumber# and follow the on-screen prompt To transfer to other banks: Dial 9012AmountAccountNumber# and follow the on-screen prompt
2. Ecobank
Ecobank USSD Money Transfer Code
Here’s how to transfer money from Ecobank bank to another bank, follow the steps below;
To transfer money, simply dial *326# and follow the on-screen command to complete the transaction.
3. FCMB
First City Monument Bank (FCMB) USSD Money Transfer Code
Here’s how to transfer money from FCMB to another bank, follow the steps below;
Dial 329#, register using any phone type. Dial 329AmountAccountNumber# to transfer funds.
4. Fidelity Bank
Fidelity Bank USSD Money Transfer Code
Here’s how to transfer money from Fidelity bank to another bank, follow the steps below;
Dial this 770AccountNumberAmount#; e.g 770123456789010000# to transfer N10,000.
After dialling the code, select the beneficiary bank Name; Access Bank, First Bank, Diamond bank etc Enter your transfer PIN to confirm the transfer. The recipient account number will be shown for verification purposes before inserting your PIN. If you are new and haven’t used the service before, you will be prompted to create a PIN. You can dial *770# » Enter your Account number » Select a 4-digit PIN for your account.
5. First Bank
First Bank USSD Money Transfer Code
Here’s how to transfer money from First bank to another bank, follow the steps below;
Dial the code 894AmountAccount Number#. e.g 894100001234567890# to transfer N10,000.
6. GTBank
Guarantee Trust Bank (GTBank) USSD Money Transfer Code
Here’s how to transfer money from GTBank to another bank and same bank, follow the steps below; To transfer funds to the same bank (Intrabank transfer) Here’s how to transfer funds from your account to another GTBank account number;
Dial 7371AmountAccount Number# e.g 737110001234567890# Use the last four digits of your Naira MasterCard to complete the transaction.
To transfer to another bank (Interbank Transfer) Here’s how to transfer funds to another bank from your GTBank,
Dial 7372AmountAccount Number# e.g 737210001234567890# Then use the last four digits of your MasterCard to complete the transaction.
7. Heritage Bank
Heritage Bank USSD Money Transfer Code
Here’s how to transfer money from Heritage bank to another bank, follow the steps below;
Dial 322030Account NumberAmount# and follow the on-screen command to complete the transaction. For example, dial 32203012345678902000# to transfer N2000 naira.
Alternatively, you can transfer funds through their mobile banking or internet banking platforms if previously registered. Click here to download Heritage mobile banking app for money transfer.
8. Jaiz Bank
Jaiz Bank Mobile Money Transfer
They currently do not have a USSD code for funds transfer. However, you can transfer funds through their mobile banking or internet banking platforms if previously registered.
Click here to download Jaiz mobile banking app for money transfer.
9. Keystone
Keystone Bank USSD Money Transfer Code
Here’s how to transfer money from Keystone bank to another bank, follow the steps below;
From the phone number registered on your account, dial 7111Amount*AccountNumber# and follow the prompts to complete a transaction.
10. Polaris Bank (Skye Bank)
Polaris Bank USSD Money Transfer Code
Here’s how to transfer money from Polaris bank to another bank, follow the steps below;
Dial 833amount*AccountNumber# and follow the prompts or dial *833# on your mobile phone » choose 3 » then follow the prompt thereafter to get started.
11. Sterling Bank
Sterling Bank USSD Money Transfer Code
Here’s how to transfer money from Sterling bank to another bank, follow the steps below;
Dial 822# on the phone number registered to your Sterling Bank account and follow the prompts accordingly. A PIN is required to complete transactions via the USSD code. You will get the pin when you register for the Sterling bank 822# service. After registering, dial 8225AmountAccount Number# to transfer money.
12. Stanbic IBTC Bank
Stanbic IBTC Bank USSD Money Transfer Code
Here’s how to transfer money from Stanbic IBTC bank to another bank, follow the steps below;
To another Stanbic IBTC bank, dial 90911AmountAccount Number# for transferring to other Stanbic IBTC accounts; To other banks, dial 90922AmountAccount Number# for transferring to other bank accounts in Nigeria.
13. Union Bank
Union Bank USSD Money Transfer Code
Here’s how to transfer money from Union bank to another bank, follow the steps below;
Transfer to UBN account, dial 8261AmountNumber Account# Transfer to other bank accounts, dial 8262AmountNumber Account#
14. Unity Bank
Unity Bank USSD Money Transfer Code
Here’s how to transfer money from Unity bank to another bank, follow the steps below;
To transfer to a Unity Bank account, dial 77991Account NoAmount# (e.g. 77991123456789010000#) To transfer to other bank accounts, dial 77992Account NoAmount# (e.g 77992123456789010000#)
15. UBA
United Bank for Africa (UBA) USSD Money Transfer Code
Here’s how to transfer money from UBA to another bank, follow the steps below;
Simply dial 919# from your registered phone number to get started To send money to a UBA account, Dial 9193account numberamount# e.g, 9193123456789010000# to transfer N10,000. To send money to other banks, dial 9194account numberamount# e.g, 91941234567890*10000# to transfer N10,000. To send money to a UBA prepaid card, dial 91932# To send money to Microfinance Banks, Fintechs & Other institutions, dial 9196#
16. Wema Bank
Wema Bank USSD Money Transfer Code
Here’s how to transfer money from Wema bank to another bank, follow the steps below;
Dial 945AccountNumberamount# e.g, 945123456789010000# to transfer N10,000.
The Wema Quick Recharge Code should only be used with the phone number associated with the bank account.
17. Zenith Bank
Zenith Bank USSD Money Transfer Code
Here’s how to transfer money from Zenith bank to another bank, follow the steps below;
Kindly dial 966AmountAccount number# for transfers. E.g 966200001234567890# to transfer N20,000.
18. ALAT by Wema
ALAT Digital Bank USSD Money Transfer Code
To transfer money from ALAT account to another bank account;
Conclusion:
These codes are most useful when you don’t have data to power your mobile app or internet banking. So with or without an internet connection, you can carry out money transfers on any mobile device in Nigeria successfully. All the following bank transfer codes (USSD) to transfer money on mobile are working as of when this article was published, kindly help us stay up to date by letting us know when any of these codes changes, gets updated or are cancelled. Thanks for reading our blog post, I hope you found it helpful. We welcome your comments, questions, corrections and additional information relating to this post. Here are their contact information incase you’ve need them: +234 704 1800003, +234 901 0026900, +234 9010026905, +234 9010026907, 094621730. Email: [email protected]
